Hail is a natural weather phenomenon occurring in nature. Frozen precipitation pulled by thunderstorms falls down on earth in the form of hail. The size of the hail varies from a penny size to golf ball size. The largest hail in the USA is about 18 inches that fell in South Dakota. It might seem wonderful to some but hail effects can create havoc. If the size of the hail is about quarter size, they can cause serious damages to your cars and roofs.
The shape of hail is also irregular making them unpredictable. Some of the hail are very thin are suspended in the air. Hail is another form of snow and ice. Hail has multi layers and can grow in the air by merging with cold water droplets. Hail are very hard similar to rocks and pebbles. Hail falling on earth at great heights and velocities causing huge damages to the properties.
Hail can damage the asphalt shingles or composite shingles and can expose the asphalt under the mat. When the asphalt is exposed to the ultra-violet rays of the sun, it becomes very brittle and can break. The cracked shingles also curl when they contract and expand due to the temperature changes in the atmosphere. Roof leaks are the long term effects of ignoring the hail damage. Moreover, your manufacturer warranty expires when your roof is hit by hail. If you take a quote from a contractor and do not fix the hail damage, your home insurance also becomes void. Therefore, it is very crucial to fix the hail damage within six months of the impact.
Hail can cause dents on the shingles and can chip them off. The dents caused by hail cannot be fixed manually and the material needs to be replaced.
The chipped shingles also result in granule loss that act as a cover to the shingles. The shingles are exposed to moisture and mold when the granules are lost.
Impact resistance of a roof varies with the underlying material (thick, solid, or deteriorated). Impact also varies with the size and shape of the hail.
Hail damages other parts of the house such as the chimneys, flashings, downspout, siding, valleys, windows gutters, garage door paint, and so on.
Hail insurance claims are tricky as the factors depend largely on the insurance and home mortgage company. Your roof inspector or public adjuster opinions also largely change the hail insurance claims. Some insurance companies need to have minimum seven to ten hail impacts for a 10 by 10 square foot of the roof. The hail damage is not always obvious and varies with the height and pitch of the roof. Hail damage needs to be identified along with wind damage, deep indentation, light indentation, and granule loss among other factors.
Insurance companies may get you a check for the damage based on the estimation and quote from the roofing contractor. Sometimes your mortgage company may be involved in the payment. Documentation, pictures, and proofs play a key role in processing hail insurance claims. Experienced roofing contractors are required to assess and fix a roof hail damage.
Olde Town Group is a leading contractor who can help you with your hail damage. They are licensed in both Iowa and Illinois and can take projects in and around 200 miles of Quad Cities. Olde Town Group is a certified contractor and is familiar with the local building codes and regulations. They are experienced in documentation required for the insurance claims.
Their roofing division, Olde Town Roofing, have fixed hundreds of hail damaged roofs and can give you estimations after the roof inspection. Their skilled contractors are known for the professional installation and cleanup. Property owners trust Olde Town Group install quality products such as the CertainTeed products, IKO roofing, IB Roof Systems, James Hardie siding, Andersen windows, Tyvek wrap, Zip System, Trex decking, and they can install any product you select.
Olde Town Group are a certified contractor from major manufacturers and can install Class 4 impact resistant products to withstand the hail damage. Olde Town Group performs a thorough inspection of the property including the valleys, gutters, flashings, siding, roof and can provide a comprehensive status after a hail strike. They can help you with your insurance documents to get your claim processed. Call Olde Town Group's owner Sean Vogler, at 3097385550 or 3095171676 for more information on the Hail Damage.
Here is sample of their hail damaged roof inspection.
Here is a brief introduction of Olde Town Group services.